Return and Refund Policy

1. Promoter
Coin by Coin Ltd (ABN  72 689 626 097 )

2. Eligibility
Open to current active Coin by Coin subscribers aged 18+ residing in Australia.

3. Entry
Active subscribers may receive automatic entry into occasional Subscriber Appreciation Draws during the active subscription period.

4. Subscription Cancellation
Subscriptions may be cancelled at any time. Cancellation stops future renewals. Subscription benefits, including draw eligibility, continue until the end of the paid term.

5. Draw Details
Appreciation draw winners are decided via random electronic selection.
Prize: AUD $50 cash (or bank transfer).
Draw date and time published on website/Facebook.

6. Bonus Draws
Coin by Coin may conduct occasional separate promotional subscriber bonus draws at its discretion.

7. Transparency
Winners are published unless anonymity is requested.

8. State Compliance
Conducted in accordance with applicable Australian state and territory laws.

 Appreciation Draws are a promotional benefit of membership and are not a standalone lottery product.